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Personal Finance : Business & Finance

How to Sell Your Junk To Make Some Extra Cash

In life, there are times to think logically, and times to think creatively. When money is tight, it's a good time to get creative. Sure, all the logical steps still apply - goals, plans, debt ...

How Much Does an RN Make a Month?

A quote on the Kyle Designs website states that "being a nurse is not just a job, it's an adventure." The members of the registered nurse community, the largest healthcare occupation in the country according to the U.S. Bureau of Labor Statistics, set out on that adventure daily, caring for patients

Social Security Name Change in a Divorce

Following up the legal name change after a divorce can be a joy or a pain. Whether you're excited to be moving on or saddened by the change, the list of people and places to update can feel intimidating and hard to prioritize. Fortunately for most people, the first step is easily identified and simp

Money to Go Back to College Due to Unemployment

An unemployed worker faces a choice between seeking a new job with his existing skills or seeking additional training and education to make getting a job more likely in the future. But unemployed college applicants face a number of hurdles, just one of which is the high cost of tuition at most colle

How Old Do You Need to Be to Cash in an IRA?

Since individual retirement accounts (IRAs) exist to fund retirement, the rules discourage early withdrawals by imposing substantial tax penalties on them. The regulations for both traditional and Roth IRAs specify that you must be at least age 59½ before you can start regular withdrawals, ac

How to Get My Credit Report in Canada

While there may be a cultural divide at times between the United States and Canada, the countries have one similarity: credit reports. Canada has the three credit bureaus of Experian, TransUnion and Equifax, just like the U.S. does. They also work the same way in providing your credit report for fre

How to Shop Smart at a Thrift Store

Shopping smart by buying used goods is a great way to have a good wardrobe without spending a lot of money. There are many great finds at thrift stores if you just know the best bargains and best days to go. Many thrift stores have sale days, are willing to barter for a lower price, and may give sto

Term Life Insurance Advantages

Before you decide on what insurance policy you should purchase, you must first consider a lot of things. First of all, you must be able to evaluate your insurance needs. The best way to do ...

USD/CHF Looks Set for Rallies Towards 0.8900

After finding support last week near the lower channel of the long term downward slope, USD/CHF is constantly showing resilience. The pair is showing some real strength ahead of the Federal Open Market Committee (FOMC) ...

How to Correct Your Credit Report With TransUnion

It is up to the consumer to be sure that his credit report contains accurate information. TransUnion is one of the three major credit reporting agencies in the United States, and it has procedures in place to help you dispute any items on your credit report that you feel are incorrect. You can dispu

How to Send Money to El Salvador

There are a number of times when an individual might need to send money to El Salvador or another far off location. Those with family members living or working in El Salvador might need to send funds to those relatives. Family members and friends vacationing in El Salvador might need to have money w

Levi Strauss Scholarships

Dependent children of Levi Strauss & Co. employees are eligible for assistance with the financial burden of attending college. Levi Strauss & Co. operates the Red Tab Scholars program, which provides scholarships to the children of its employees around the world.

How to Understand an EOB

An Explanation of Benefits (EOB) form is an itemized summary of services that informs consumers of recent health insurance claims. The EOB lets consumers know what the provider has billed the insurance company, how much of that cost was covered and how much the consumer might need to pay. Although i

Can a Bank Legally Close a Checking Account?

Federal and state laws do not prevent banks from closing bank accounts. Financial institutions close accounts for a variety of reasons. Account holders are sometimes unable to reopen accounts at a particular bank depending on the reason for the closure. Accounts are closed for reasons such as accoun

State of Alaska Personal Disability Retirement Effect on Social Security

When you apply for Social Security benefits, expect your monthly check to replace 40 percent of your preretirement income, according to the Social Security Administration. Because financial advisers estimate that as a retiree, you need 70 percent of preretirement income to live in the manner in whic